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Terms of Service

Effective date: June 5, 2026

These Terms of Service ("Terms") govern your access to and use of Under Contract Academy ("we," "us," "our"), available at undercontractacademy.com. By creating an account or purchasing content, you agree to these Terms.

1. Accounts

You must provide accurate information and are responsible for keeping your login credentials secure and for all activity under your account. You must be at least 18 years old to use the service.

2. License to use content

When you purchase a course or track, we grant you a personal, non-exclusive, non-transferable, revocable license to access that content for your own educational use. You may not copy, record, screenshot, scrape, resell, share, or redistribute any lesson or tool, in whole or in part. Lesson content is watermarked to your account; unauthorized distribution is a breach of these Terms and may result in account termination without refund.

3. Payments

Prices are shown in U.S. dollars and are charged at checkout through Stripe. By purchasing, you authorize us to charge your selected payment method. You are responsible for any applicable taxes.

4. Refunds

Purchases are subject to our Refund Policy, which is incorporated into these Terms.

5. Acceptable use

6. Educational disclaimer

All content is provided for educational and informational purposes only and does not constitute legal, financial, tax, investment, or real estate brokerage advice. Real estate investing involves substantial risk, including loss of capital. We make no guarantee of any particular result, income, or outcome. You are solely responsible for your own decisions and should consult qualified professionals before acting.

7. Intellectual property

All content, branding, and software on the platform are owned by us or our licensors and are protected by intellectual-property laws. No rights are granted except the limited license described above.

8. Disclaimer of warranties

The service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or revenues. Our total liability for any claim relating to the service will not exceed the amount you paid us in the twelve months before the claim.

10. Termination

We may suspend or terminate your access if you breach these Terms. You may stop using the service at any time.

11. Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any disputes will be resolved in the state or federal courts located in Texas.

12. Changes

We may update these Terms from time to time. Continued use after changes take effect constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms? Email phantom.aiconsulting@gmail.com.